We all experienced this, a fellow captain of our team was unaware of his surrounding and rammed our ship, in the middle of the battle, at an unpropitious moment. Happend to me to, although I try to be most wary of my surrounding and evade incomming team rammers, often resulting in presenting the enemy broadside and taking more damage or even getting killed. Some team rammers doing it on purpose on the other hand, forcing you to "tank" damage for them. Sure, in general both players could be made responsible, both unwary of their surrounding. But even if you try ur best, it can't always be avoided. I think everyone knows, that this can be situation-related a matter of getting killed or even losing a match, since maneuverability is clearly constrained = taking more damage or even insta-kill through torp-salvo or citadels and alike, which of course... sucks. But what I seriously dislike about it, is the fact that in 95% of these cases, I have to pay way more compensation fine to the actual rammer, then the rammer himself to me. The mechanic is insomuch god-awful, it makes me insane. Here is an example (Beware, it's a large Picture!):
1st ram, 2nd ram, I have to pay more then double for this players stupidity. Wtf. Before questions arise: No, I don't play only BB's. I know of other ships maneuverability. That's why it is even more incomprehensible for me.
I encountered dozens of similar situations, in which someone rams me because of whaddefuckdoiknow, although I try my best to evade. It's not about the amount of the compensation fine, it's about the principle of doing nothing wrong and beeing forced to pay for someone elses brain malfunction. I simply can't stand this. A fine for damaging through any kind of weapon is totally fine, since that really very rarely happens and if so, it should really hurt. But the mechanic of ramming compensation needs serious rework or better has to be abolished completly, since I doubt it can be coded reliably to determine who is the actual perpetrator. If I were Wargaming, I would abolish this mechanic asap, since it doesn't work as intended, nor will work as intended in the future, since no one with the slightest bit of brain and/or responsibility would put any kind of (human)ressources into something that stupid. tl;dr: ramming fine is far too minor to make players care, nor does it work reliably - has to be abolished. I want to be compensated for that all of that btw.